Risk Management Planning

Thorough planning can help protect you from the unexpected. Insurance is a financial safety net. We can't replace a loved one who has died or repair skills lost to an illness. But, we can help reduce the financial impact of these events through risk management planning. We offer life, disability, long-term care, and critical illness policies and can design an insurance portfolio customized to your needs. And when the time comes, we can help you or your loved ones process any necessary claims. We're with you every step of the way.

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The Affiance Difference 

Affiance Financial offers dedicated and experienced risk management planning services to clients looking to safeguard their financials through hard times.  We take an individualized approach to risk management planning. We combine years of experience with state-of-the-art technology and training to offer individualized recommendations for our clients. 

We will work with you to determine the best possible plan of action for reducing financial hardship in the case of illness or death. Risk management planning is an emotionally charged system, and our compassionate team understands the difficulties surrounding these decisions. We'll carefully outline your options and walk you through what works best for you. 

Our Risk Management Planning Services 

We offer a wide range of risk management planning policies that you can take advantage of today. Risk management planning is all about being proactive and creating strategies for unexpected events. 

Life Insurance Policies
We'll help give your family peace of mind with life insurance policies built around your goals. Whether you're looking to help your family preserve their lifestyle, leave a lasting legacy, or simply pay for your child's college — we can help. 

Disability Insurance Policies
While you are working, your most valuable asset to your family and future is the ability to work and provide. Losing your income due to injury or illness can be devastating, which is why disability insurance is so important. We'll work with you to select a policy that safeguards your monthly income in the unfortunate event of injury or illness. 

Long-Term Care Policies
While traditional health insurance is a must, there's a wide range of services you may need later in life that those policies simply don't cover. Long-term care policies are part of a far-reaching financial plan to protect your finances from medical costs if you were to have a chronic medical condition, Alzheimer's, or disability that would require extended care. 

Critical-Illness Policies
Unfortunate health crises can strike unexpectedly, which is why critical illness policies are crucial. Strokes, heart attacks, cancer, and other critical treatments are incredibly expensive and often incur overruns with your traditional health insurance. We can help you develop a critical illness policy that works for you. 

Why Choose Affiance?

We're Your Reliable Partner

  • We go above and beyond to communicate policies with our clients on their terms. We provide human-centric services, which is why when you call Affiance Financial — people answer, not robots. 
  • We provide a personalized approach to risk management planning and establish long-term relationships with clients. 

We're All About Communication 

  • Our financial planning professionals will meet with you in a way that feels most comfortable — listening to your goals and creating risk management plans around you. 
  • We believe that transparent and honest communication is the most important part of risk management planning. That's why we will always be upfront and never push policies onto you — but rather work with you. 

Customized Planning 

  • We offer insurance policies based on your needs. We don't provide generic offerings — but rather individualized solutions that fit your objectives, current situation, and possible future. 

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Get the Protection You Deserve

Our seasoned financial planners will work with you to develop an ideal risk management plan. Whether it's life, disability, critical care, long-term care — or a combination, we'll help you protect your family's financial future. It's never too early to start thinking about the unexpected, and a proactive approach is the best way to help ensure that injury, illness, or death doesn't damage your finances. 

Here at Affiance Financial, we have the tools, resources, and experience to provide guidance for risk management planning. Contact us today and discover how we can give you the individualized attention you deserve.


The views represented are not meant to be construed as advice. Moreover, no client or prospective client should assume that this content serves as the receipt of, or a substitute for, personalized advice from Affiance Financial, or from any other professional. Please remember to contact Affiance Financial if there are any changes in your personal/financial situation or investment objectives.