Financial Planning Services Minneapolis

The Affiance Way

Affiance Financial is an independent financial planning firm located in the Minneapolis area. Our mission is simple – we work to make lives better. We serve clients of different ages, backgrounds, and geographic locations, providing personalized services normally reserved for the ultra-wealthy. We use our comprehensive financial planning process, the Affiance Advantage™, to help clients like you pursue your financial goals.

START TODAY WHY AFFIANCE?

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WHAT KEEPS YOU UP AT NIGHT?

Our Financial Planners provide custom solutions that cater to your goals.

WHEN CAN I STOP WORKING?

You’ve worked hard for many years. You’re proud of the career you’ve built – and your 401(k) savings. But you are ready for a change. It’s time for the next chapter – retirement.
Our Financial Independence process tests your financial preparedness for retirement. We analyze your probability of success, even in the face of unlikely setbacks, so that you can retire with confidence. And, we create an individualized retirement income plan to maximize your savings, so that you can keep living your best life, well beyond your peak earning years.

AM I DOING THIS RIGHT?

You try your best to make good financial decisions – saving in your 401(k), making HSA contributions, even buying extra life insurance through your company. But you still wonder, am I doing this right?

There is a reason financial planners exist – financial decisions are complicated! The options are seemingly endless and constantly changing. The Affiance team stays on top of the ever-evolving financial, economic, and investment landscape so that you don’t have to. Thanks to our industry knowledge and professional experience, we can confidently answer whether you are doing this right.

DO I HAVE TOO MUCH COMPANY STOCK?

You’re proud of your career. You’ve made serious contributions to the success of your company – and you’ve been rewarded with company stock. But now you’re starting to worry, does too much of my future rely on the success of just one company?

Having too much company stock is a risk, not just from a valuation standpoint, but from a tax-liability standpoint as well. That’s why unwinding concentrated stock holdings requires thoughtful strategy. Affiance Financial’s investment professionals have defined strategies they can guide you through, to move your hard-earned company holdings into a tax-aware, risk-aware portfolio, better suited to your long-term investment goals.

WHAT WOULD HAPPEN TO THEM, IF SOMETHING HAPPENED TO ME?

When you’re a busy working parent, it’s hard to imagine anything else. But we know that the unexpected happens every day. The best way to get through it is to have a plan for it.
At Affiance, we believe in the certainty of uncertainty. Risk management, which often utilizes insurance strategies, and estate planning, are core components of our comprehensive financial planning service. We help you put a plan in place to ensure that whatever life throws at you, the people you love have what they need.

HOW WE HELP

You deserve to work with a team of professionals who put your interests first. The Affiance team will help you establish your financial goals and build a plan to achieve them.

COMPREHENSIVE FINANCIAL PLANNING

Your finances affect every part of your life. So, our plans cover every part of your finances.

We can’t control the markets. But, we can control how we respond to them. Our disciplined investment processes are intended to provide tax-efficient, globally-diversified portfolios that suit your investment objective.

RETIREMENT INCOME PLANNING

The transition to retirement is a big one – let us be your guide. We’ll create a plan to maximize your hard-earned retirement savings.

EDUCATION PLANNING

Legislation surrounding education savings is constantly changing. We stay on top of it so you don’t have to.

ESTATE AND LEGACY PLANNING

You spend a lifetime generating wealth. Let us make sure it goes exactly where you want after you’re gone.

TAX PLANNING

We incorporate tax planning into our financial plans, in order to take a proactive approach to reducing your lifetime tax liability.

RISK MANAGEMENT

Thorough planning can help protect you from life’s curve balls. We coordinate life, disability, long-term care, and critical illness policies to design an insurance portfolio customized to your needs.